ANNUAL FEE: A maintenance and service fee of $99.99 will be applied to your account each year beginning on the anniversary date of the Effective Date (“Annual Fee”). The Annual Fee shall be payable on each anniversary of the Effective Date until the Agreement is terminated. The annual fee will be auto-charged to the card on file.
Niccol Martin will not pull a hard or soft inquiry, buy will Identify your identity through a secure system.
Niccol Martin will keep your credit account open for as long as your yearly membership fee is paid.
You can cancel your yearly membership fee at any time to avoid being your next annual fee, however you will not be reimbursed any portion of the current year.
At any time, you decide to cancel your membership, your account will be closed. Remember this reflects to the three (3) major credit bureaus as a open line of credit. So closing your account will have no negative effects on your credit profile, it will look satisfied. If you have an outstanding balance that is not paid in full we still will not report negatively unless you default on your monthly payments as agreed.
If Niccol Martin does not receive your yearly membership payment on the due date your credit account will be closed the following month.
There are no refunds on your membership remember it is a digital product.
It will take between 15-45 days from the day you become a member, for your membership line of credit to become activated. Once you membership is activated we will report to the 3 major credit bureaus within 30 days based on when your membership because active.
Here at Niccol Martin we really believe in giving second chances and helping our members build their credit so you do not have to make any purchases. Your account will remain active as long as you pay your yearly membership fee. Now if you decide to shop with us you become family but we don't force you to make purchase to keep a primary line of credit open.
If you decide to use your line of credit to purchase women's, men's, putter wear or accessories from our website or in any of our retail locations, in NY, Los Angeles, Atlanta, Las Vegas or London there will be a 40% down payment required, with 12 months 0% financing for the remaining balance * Your Minimum Monthly Payment will be 5% or $30 whichever is greater, unless your account balance is less than $30 in which case the Minimum Monthly Payment will be equal to your account balance.
IF YOUR ACCOUNT IS DISPUTED FOR ANY REASON, YOUR CREDIT LINE WILL BE IMMEDIATELY CLOSED AND ANY BALANCE OWED WILL BE DUE IMMEDIATELY. IF THE BALANCE IS NOT PAID IN FULL WITHIN 30 DAYS THE AMOUNT OWED CAN AND WILL BE REPORTED AS CLOSED IN OUR DATABASE AFTER (6 MONTHS) 180 DAYS, YOUR ACCOUNT WILL BE SENT TO COLLECTIONS AND REPORTED TO ALL 3 MAJOR CREDIT REPORTING AGENCIES
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